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Can Adding a Pool Increase Your Home Value?

On scorching hot days, there’s nothing like taking a dip in a swimming pool. In some areas of the country, a swimming pool is close to a necessity. In fact, there are 10.6 million swimming pools across the U.S., with 3,000,000 of those in California alone. From in-ground to above-ground, chlorine to saltwater, there are numerous styles, sizes, and prices of swimming pools. And while having a swimming pool just steps from your back door may sound appealing, is it really a good economical choice and does it increase your home’s value? There are a lot of factors to consider before adding a swimming pool, or even before buying a home with an existing swimming pool.

installing a pool at homeinstalling a pool at home

The Cost To Install

While having a pool sounds like a great way to be the life of the party when hosting friends and family during warm months, it can be pricey. And as with most large purchases many people finance the addition. The average cost to build an inground swimming pool is $35,000, with most spending between $28,000 to $55,000 for the initial investment. Of course, the amount of site work, soil type, and additional finishes can greatly impact the cost of a swimming pool. For many, the equivalent of a new car is worth the enjoyment a swimming pool would bring.

The Cost To Maintain

The costs associated with maintaining a swimming vary based on location, size, and type. According to Michelle Sbabo, co-owner of Northwest Arkansas Pool and Spa, homeowners can “expect to spend a minimum of $500 per summer on chemicals and supplies – plus at least a couple of hours a week testing water, adjusting chemicals, brushing, vacuuming, cleaning filters, netting, and emptying skimmer and filter baskets.” Depending on the type of swimming pool, average annual maintenance costs can vary from $375 to over $2,750. When choosing the type of swimming pool, it’s important to inquire with a local pool maintenance company what to reasonably expect in annual maintenance costs.

Read: Tips for Selecting Above-ground Pool Equipment

The Cost To Open and Close A Pool

For some parts of the country, swimming pools can remain open year-round; however, in colder climates, homeowners must close swimming pools to prevent damage from cold weather. According to Sbabo, “Closing a pool will run $200-300 for a standard pool, more with complex equipment and plumbing. Opening a pool is roughly the same cost as closing – unless the pool is extremely green or dirty and requires more time and chemicals to clean up.”

pool at housepool at house

How Your Geographic Location Affects Your Investment

Michelle Sbabo of Northwest Arkansas Pool and Spa also explains that “The contents of source water also affect pool water care. In many parts of the country, for example, the water is very high in calcium and other minerals. This can cause scaling on pool surfaces and inside equipment, and water must be treated appropriately to minimize scale damage. Additionally, weather and environment greatly impact pool care. Pools in areas with a lot of rain or wind may need a greater range of chemicals to address contaminants that enter the pool. And certain plants and trees can cause maintenance issues.”

Read: Tips for Landscaping Around a Pool

How A Swimming Pool Affects Homeowner’s Insurance

Once a swimming pool is on a property, the chance for injury or death increases which is why homeowner’s insurance increases with a pool. According to Zack’s Investment Research, insurance companies typically require an increased liability coverage, sometimes up to half a million dollars, and some even encourage additional umbrella policies. There are ways to keep premiums at a reasonable rate by installing a locking gate around the pool, keeping the pool covered with a safety tarp, adding motion sensors to the pool, and even cameras surrounding the pool.

…But Will A Pool Add To Your Home’s Value?

One of the important things to remember: swimming pools aren’t for everyone. So just by the mere fact that a pool is on the property, there will be a group of potential home buyers that will not be interested. However, the bottom-line answer is: it depends. For some geographic areas (like Southern Florida or California), a swimming pool can certainly increase appeal- and value. However, in areas like Michigan or Northern states, they may have less desirability and the pool could appraise for less than the install price. However, a recent study by LendingTree shows that homes with a pool are valued at 54% higher than those without one.

Tips From The Expert

Michelle Sbabo, co-owner of Northwest Arkansas Pool and Spa offers a few tips for those thinking of adding a pool or buying a home with an existing pool.

  • Most home inspections don’t include the pool. If the buyer is new to pools, it’s a good idea to hire a pool pro to check the equipment and understand any potential expenses.
  • Contact a local pool maintenance company to teach you how to care for a pool. Many new pool owners greatly benefit from a “private pool lesson”.
  • Check into a Home Warranty that covers pool equipment. We have seen major equipment expenses covered by good warranty programs with only a small deductible out of pocket.


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Jennifer is an accidental house flipper turned Realtor and real estate investor. She is the voice behind the blog, Bachelorette Pad Flip. Over five years, Jennifer paid off $70,000 in student loan debt through real estate investing. She’s passionate about the power of real estate. She’s also passionate about southern cooking, good architecture, and thrift store treasure hunting. She calls Northwest Arkansas home with her cat Smokey, but she has a deep love affair with South Florida.

Source: homes.com

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How to Budget Groceries: 11 Easy Tips

Have you ever sat down to go over your budget only to find out that you’ve outrageously overspent on food? Local, organic, artisan goods and trendy new restaurant outings with friends make it easy to do. With food being the second highest household expense behind mortgage or rent, our food choices have a huge impact on our budget. Using this monthly budget calculator can also help guide how to budget for food. 

You may be surprised to find out that the most nutrient-dense foods are often the most budget-friendly. It’s not only possible, but fun and easy to eat nourishing, delicious food while still sticking to your budget. Here are 11 ways to help you learn how to budget groceries.

1. Track Current Spending

Before you figure out what you should be spending on food, it’s important to figure out what you are spending on food. Keep grocery store receipts to get a realistic picture of your current spending habits. If you feel inclined, create a spreadsheet to break down your spending by category, including beverages, produce, etc. Once you’ve done this, you can get an idea of where to trim down spending.

2. Allocate a Percentage of Your Income

How much each household spends on food varies based on income level and how many people need to be fed. Consider using a grocery calculator if you’re not sure where to start. While people spent about 30 percent of their income on food in 1950, this percentage has dropped to 9–12 today. Consider allocating 10 percent of your income to food as a starting point, and increase from there if necessary.

3. Avoid Eating Out

This is the least fun tip, we promise. Eating out is a quick and easy way to ruin your food budget. If you’re actively dating or enjoy going out to eat with friends, be sure to factor restaurants into your food budget — and strictly adhere to your limit. Coffee drinkers, consider making your favorite concoctions at home.

4. Plan Your Meals

It’s much easier to stick to a budget when you have a plan. Plus, having a purpose for each grocery item you buy will ensure nothing goes to waste or just sits in your pantry unused. Don’t be afraid of simple salads or meatless Mondays. Not every meal has to be a gourmet, grandiose experience.

5. Keep a Fridge Grocery List

Keep a magnetized grocery list on your fridge so that you can replace items as needed. This ensures you’re buying food you know you’ll eat because you’re already used to buying it. Sticking to a list in the grocery store is an effective way to keep yourself accountable and not spend money on processed or pricey items — there’s no need to take a stroll down the candy aisle if it’s not on the list.

6. Eat Before You Go to the Store

If your mother gave you this advice growing up, she was onto something: according to a survey, shoppers spend an average of 64 percent more when hungry. Sticking to a budget is all about eliminating temptations, so plan to eat beforehand to eliminate tantalizing foods that will cause you to go over-budget.

7. Be Careful with Coupons

50 percent off ketchup is a great deal — unless you don’t need ketchup. Beware of coupons that claim you’ll “save” money. If the item isn’t on your list, you’re not saving at all, but rather spending on something you don’t truly need. This discretion is key to saving money at the grocery store.

8. Embrace the Bulk Section

Not only is the bulk section of your grocery store great for cheap, filling staples, but it’s also the perfect way to discover new foods and bring variety into your diet. Take the time to compare the price of buying pre-packaged goods versus bulk — it’s almost always cheaper to buy in bulk, plus eliminating unnecessary packaging is good for the planet.

Bonus: a diet rich in unprocessed, whole plant foods provides virtually every nutrient, ensuring optimal health and keeping you from spending an excess amount on healthcare costs.

9. Bring Lunch to Work

Picture this: you’re trying to stick to a strict food budget, and one day at work you realize it’s lunchtime and you’re hungry. But alas, you forgot to pack a lunch. All the meal planning and smart shopping in the world won’t solve the work-lunch-dilemma. Brown-bagging your lunch is key to ensuring your food budget is successful. Plus, it can be fun! Think mason jar salads and Thai curry bowls.

10. Love Your Leftovers

Would you ever consider throwing $640 cash into the trash? This is what the average American household does every year — only instead of cash, it’s $640 worth of food that’s wasted. With millions of undernourished people around the globe, throwing away food not only hurts our budget but is a waste of the world’s resources. Tossing food is no joke. Eat your leftovers.

11. Freeze Foods That Are Going Bad

To avoid wasting food, freeze things that look like they’re about to go bad. Fruit that’s past its prime can be frozen and used in smoothies. Make double batches of soups, sauces, and baked goods so you’ll always have an alternative to ordering takeout when you don’t feel like cooking.

Sticking to a food budget takes planning and discipline. While it may not seem fun at first, you’ll likely find that you enjoy cooking and trying a variety of new foods you wouldn’t have thought to use before. Being resourceful and cooking healthfully is a skill that will benefit your wallet and waistline for years to come.

Sources: Turbo | Fool | Forbes | Medical Daily | GO Banking Rates | Value Penguin

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Source: mint.intuit.com

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The 2021 Career Wisdom You Need from Ruth Bader Ginsburg

Ruth Bader Ginsburg left behind a legacy of wisdom that feels more relevant in 2021 than ever. Here are a few lessons we should all carry into the new year.

By

Rachel Cooke
January 4, 2021

Ruth Bader Ginsburg. The diminutive woman, known affectionately as The Notorious RBG, served as a U.S. Supreme Court Justice from 1993 until her death on September 18th, 2020, at age 87. RBG was the breaker of all kinds of ceilings. She fought, she believed, and she persevered—all actions that feel deeply relevant as we look to the year ahead of us.

Before I charge too quickly into the spin of 2021, I plan to reflect on some of the amazing life and career lessons RBG left behind. She gifted us a legacy of wisdom that will remain relevant for years to come.

So today, let’s reflect on some of what she taught us and consider how it might apply to our own adventures in the coming months.

1. To persuade others, don’t react, respond!

Ruth Bader Ginsburg achieved tremendous things in her lifetime. Much of her success required that she persuade others to share a point of view that may not have been popular.

And persuasive she was. Never one to steamroll or shame others onto her side, RBG was artful in how she changed hearts and minds.

She once shared with the New York Times some wedding-day advice she received from her mother-in-law: “In every good marriage, it helps sometimes to be a little deaf.”

And she goes on to say of that advice:

I have employed it as well in every workplace, including the Supreme Court. When a thoughtless or unkind word is spoken, best tune out. Reacting in anger or annoyance will not advance one’s ability to persuade.

Ruth Bader Ginsburg

I believe she was telling us not to ignore or excuse unkindness or incivility but to label and rise above it in our response.

In 2021, we are all going to be processing and wading through the heaviness that was 2020 as we face the challenges of the coming year. Careless words are likely to be spoken. But when they are, try not to let them trigger a reaction. Respond as the version of yourself you’re most proud of.

Respond as the version of yourself you’re most proud of.

The absence of your emotional reaction will make the intelligence of your response stand out even more. This is one way to bring hearts and minds to your side.

2. Disagree with an idea but respect the person who shared it

RBG maintained lifelong friendships with colleagues sitting on both sides of the political aisle. She was asked about her success at this many times throughout her career.

She spoke with NPR about her friendship with conservative Justice Antonin Scalia and shared that while they disagreed deeply on many issues, she respected him enough to listen to what he said. And although he rarely changed her mind, his thinking pushed and challenged her own, making her even better.

When an idea doesn’t land with you, take a pause. Can you find the positive intent behind it? Can you empathize with the person suggesting it?

She also spoke of their finding common ground through shared interests and humor. She was able to separate her friend and colleague from the opinions he held. And this too feels like a useful skill to cultivate for 2021.

None of us knows what shape the workplace will take in the coming months. We will all hear many predictions, suggestions, and opinions. We will like some and hate others.

But when an idea doesn’t land with you, take a pause. Can you find the positive intent behind it? Can you empathize with the person suggesting it? Is there something useful you can find in it?

Keep the idea and the person in separate corners.

3. Never stop learning

Reading is the key that opens doors to many good things in life. Reading shaped my dreams, and more reading helped me make my dreams come true

Ruth Bader Ginsberg, responding to a letter from an 8-year-old girl

RBG never lost her appetite for more information, for expanding her mind. As much wisdom as she had acquired, it was never enough.

And in this, she wasn’t alone. According to Inc. Magazine, many of the world’s most successful leaders—from Warren Buffet to Tony Robbins to Mark Cuban—are voracious readers.

As we continue to navigate the uncertainty ahead, learning new ways to do things will be critically important. So make continuous reading and learning a priority in 2021.

Not sure how to make it happen? Here are a few ideas:

  • Choose your sources wisely. Don’t try to read everything. Explore different books, publications, or blogs to see which resonate most with you.
     
  • Schedule reading time. Put reading time in your calendar. Maybe it’s 10 minutes a day. Maybe it replaces what used to be a commute before many of us started working virtually. Get creative.
     
  • Try audio. Hey, like podcasts or audiobooks? They’re a great source of inspiration, motivation, and knowledge. Maybe you can listen while you’re cooking or working out.

4. Prioritize self-care

RBG was so famous as an exerciser that her personal trainer published a book of the workouts she was still doing into her 80s. Once asked who the most important person in her life was, she famously responded, “My personal trainer.”

For RBG, intense exercise gave her the energy she needed to deliver her most impactful work. This is a lesson we all need to carry into 2021. As stress and burnout continue to threaten and plague us, we must all be mindful of how we manage our energy levels.

Working endless hours isn’t the most effective or fulfilling path to success. Working well is what delivers results. So find ways to care for yourself, to recharge your tank, every day.

You too may enjoy some intense exercise. Or you may choose to walk, meditate, journal, or call a friend. There is no right way to practice self-care, but doing it in some form is a must!

If you want some self-care guidance when it comes to fitness, nutrition, and coping with stress, here’s where I shamelessly plug podcasts from my amazing Quick and Dirty Tips colleagues:

Search for these wellness experts on your favorite podcast platform or visit QuickandDirtyTips.com.

I hope these nuggets of wisdom have helped you feel empowered to take on 2021. These are only a few of the countless gems RBG left us with. They feel, for me, entirely relevant in this moment. So let’s honor and celebrate Ruth Bader Ginsberg’s life together by letting her wisdom guide us through some murky months ahead.


About the Author

Rachel Cooke

Rachel Cooke is a leadership and workplace expert who holds her M.A. in Organizational Psychology from Columbia University. Founder of Lead Above Noise, she has been named a top 100 Leadership Speaker by Inc. Magazine and has been featured in Fast Company, The Huffington Post, and many more.

Source: quickanddirtytips.com

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Must Have Tools for Thanksgiving Dinner Prep This Year

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Tools for cooking Thanksgiving Dinner | Thanksgiving dinner | Kitchen tools

We don’t have to tell you that Thanksgiving looks and feels a lot different this year.  This may be the first you you are cooking the big meal yourself.  While we wish we could be there to help, the next best thing is to share with you our favorite tools for prepping a Thanksgiving feast.  And once you’ve got all the tools ordered, be sure to check out our Pinterest boards, for all of our favorite recipes both for Thanksgiving dinner and for the accompanying drinks.

fat separator–ALL THE GRAVY-NONE OF THE GREASE

BRINING=ACING THE TURKEY GAME

SAVE STOVETOP SPACE -SLOW COOK YOUR MASHED POTATOES

BECAUSE YOU’RE PROBABLY NOT EATING THAT WHOLE PIE IN ONE SITTING…BUT WE WON’T JUDGE IF YOU DO

GET THE RIGHT TEMP

Ready to find your next apartment?

BASTE LIKE A PRO

BECAUSE MANHANDLING A HOT TURKEY IS NOT A GOOD LOOK

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Must Have Tools for Thanksgiving Dinner
Article Name
Must Have Tools for Thanksgiving Dinner
Description
Cooking Thanksgiving Dinner for yourself this year? These tools will help you prep Thanksgiving dinner like a pro.
Holli Beckman
Publisher Name
Apartminty
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Source: blog.apartminty.com

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